This Privacy Policy describes how Rathbone Investments ("we," "us," or "our") collects, uses, discloses, and safeguards your information when you visit our website, contact us, or use our financial products and services. By using our website or submitting your information, you agree to the practices described in this policy.
1. Information We Collect
We collect information you provide directly to us and information gathered automatically when you interact with our website. This may include:
- Contact details such as your name, business name, email address, and phone number.
- Business information you provide, including funding needs, business description, and financial details relevant to a funding request.
- Communications you send to us, including inquiries and application materials.
- Technical data such as IP address, browser type, device information, and pages viewed, collected automatically through cookies and similar technologies.
2. How We Use Your Information
We use the information we collect to:
- Evaluate and respond to funding requests and inquiries.
- Provide, maintain, and improve our products and services.
- Communicate with you about your application, our services, and relevant offers.
- Comply with legal and regulatory obligations.
- Protect against fraud and secure our systems.
3. How We Share Information
We do not sell your personal information. We may share information with service providers who perform functions on our behalf, with financial or lending partners as necessary to evaluate or fulfill a funding request, and as required by law or to protect our rights. Any such sharing is limited to what is reasonably necessary and subject to appropriate confidentiality safeguards.
4. Cookies & Tracking Technologies
Our website uses cookies and similar technologies to operate the site, remember your preferences, and understand how visitors use our pages. You can control cookies through your browser settings; disabling them may affect certain features of the website.
5. Data Security & Retention
We implement reasonable administrative, technical, and physical safeguards designed to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security. We retain information for as long as necessary to fulfill the purposes described in this policy and to comply with legal obligations.
6. Your Rights & Choices
Depending on your jurisdiction, you may have the right to access, correct, or delete your personal information, and to opt out of certain uses. To exercise these rights, contact us at stephanie@rathboneinvestments.com. We will respond in accordance with applicable law.
7. SMS & Text Message Communications
If you provide your mobile number and expressly opt in, Rathbone Investments may send you recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply.
You can cancel the SMS service at any time. Reply STOP to opt out of further messaging. After you send STOP, we will send a message to confirm that you have been unsubscribed. Reply HELP for assistance if you experience any issues or have questions about the messaging program.
Consent is NOT a condition of purchase. Consent to receive SMS messages is not required to obtain any product or service from us. Carriers are not liable for delayed or undelivered messages.
8. Children's Privacy
Our services are intended for business owners and are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of our website after changes are posted constitutes acceptance of the revised policy.
10. Contact Us
If you have questions about this Privacy Policy or our data practices, contact us at:
Rathbone Investments
3805 Shunpike Road, Rio Grande, NJ 08242
stephanie@rathboneinvestments.com